Boat/Watercraft Insurance in Illinois
Do you own a boat or watercraft? Green Family Insurance Inc. in Springfield, IL can help you with the boat and watercraft insurance you may need to protect your property. If you aren’t sure whether or not you need boat insurance, here’s what you should know about this type of coverage.
There Are Many Types of Boat Insurance Available
Much like car insurance, there are many types of coverage for boats, and they are often bundled together based on what people need. Some coverage will cover damage and repairs to the boat itself. Other coverage is focused on liability coverage for injuries, property damage that may occur, and similar issues. Uninsured watercraft coverage, on the other hand, helps pay for injuries and damage caused by an uninsured boater.
Then there are many additional types of coverage that people may choose to get, including coverage for belongings inside a boat, coverage for boat equipment and trailers, coverage for emergency services, and so on.
Boat Insurance is Not Technically Required in Illinois
However, many boat owners choose to get boat insurance to avoid serious liability issues that can result from accidents. This may be especially important if you live in an area with a large population where local lakes may see a lot of watercraft activity, which can increase the risk of an expensive accident – or even a lawsuit.
Boat Safety Is Vital
Always practice safe boating! Take boating courses if you don’t have the experience, avoid alcohol when out on your boat, and make sure you know the current weather forecast and if it poses any risks. Make sure your boat is equipped with approved life jackets and that you have a safety plan in case of accidents. Not only can these safety practices reduce risks and liability issues, but they may be able to help you save on boat/watercraft insurance.
Do you need more details or quotes for specific kinds of watercraft insurance? Contact Green Family Insurance Inc. in Springfield, IL today! We will be happy to help you find excellent boat insurance or a watercraft policy in Illinois.