Home insurance renewal is often automatic, and the previous policy simply rolls over to a new term. Unfortunately, this process can leave you underinsured in the event of a covered incident. If you have owned your home for several years or more, it’s time for a complete policy review. The team at Green Family Insurance Inc. is here to guide residents in the state of Illinois. We can assist you with your annual policy review and help identify any gaps that there may be in your policy. Many clients are surprised by their need for a new policy or coverage levels.
Avoid Being Underinsured
Having a homeowner’s policy that doesn’t fully meet the needs of you and your family can cause many problems if you should experience loss or damage from a covered event. In most areas of Illinois, home values increase on a reasonably regular basis, and it’s important that your coverage keeps pace. Without adequate insurance, you can be the responsible party for the cost of repair or replacement if your home is damaged in a covered event. This situation is easy to prevent with a regular review of your home insurance policy. An increase in coverage may also be necessary if you have made significant improvements to your home, with projects such as putting in a new kitchen or updating the bathrooms in your house. Don’t let an inadequate policy cause you headaches down the road!
Is it time to review your home insurance policy for completeness? The team at Green Family Insurance Inc. serves the state of Illinois and is here to meet all of your home insurance needs. Contact our office today to schedule an appointment for a complete policy review. You’ll be glad you did!