Your home is probably one of your biggest investments. Protecting your home against unforeseen disasters is crucial to your family’s financial stability and security. At Green Family Insurance Inc, serving Illinois, we make it easy for you to choose insurance products with confidence. If you are looking for information on flood insurance, we are here to help.
Is Flood Insurance Included in Home Insurance?
This is an important question. Many homeowners assume that flood insurance coverage is included in their homeowner’s policy. In most cases, flood insurance is an entirely separate type of insurance product. It is important to read your home insurance policy carefully. If flood insurance is not included, it may be wise to add this coverage.
Why Is Flood Insurance Not Included?
Flood insurance coverage amounts are determined based on very specific flood risks. These flood risks can vary greatly from one area to another. This is why it is very difficult to create a one size fits all type of insurance coverage to bundle into a home insurance policy.
How Do I Add Flood Insurance?
If you are interested in adding flood insurance, the first thing you should do is contact your current home insurance company. In many cases, your home insurance provider will be able to guide you on the steps needed to add flood coverage to your existing policy.
An insurance representative will most likely need to evaluate your property to ensure you get the right type of coverage. Each property will be different so it is important that your property be evaluated.
If you would like to learn more about our services, please contact us at Green Family Insurance Inc. serving Illinois. We will be happy to answer your questions concerning flood insurance or any other insurance products.