What is Umbrella Insurance?

You know you need auto insurance to stay legal on the roads in Illinois. And you already likely have homeowners insurance to cover you against the unknown. But do you have enough insurance to protect your family fully? Our team at Green Family Insurance Inc. is here to help you understand how umbrella insurance can give you the peace of mind you need. Keep reading to learn more.

What is Umbrella Insurance?

To put it simply, umbrella insurance is a special type of policy that extends above your existing auto and property insurance liability. This means that if you’re in a severe car accident that you’re responsible for, someone is injured at your home, or there’s another issue that spurs a liability lawsuit, you have the additional protection you need.

Why Is Umbrella Insurance Important?

In today’s society, filing a lawsuit is one of the first things people think to do when injured. If someone has a legitimate or even a false claim against you, it could end up having a huge impact on your financial wellness. With an umbrella policy, you can always ensure you have enough coverage if a situation arises.

Who Needs Umbrella Insurance?

The truth is that anyone who owns a home or has significant assets should consider umbrella insurance. But the need goes much further than that. Those who have businesses, are parents of teenage drivers, or have an extended amount of risk exposure should consider this policy type.

Illinois Umbrella Policies from Green Family Insurance Inc.

Purchasing an umbrella policy is simple. All you have to do is meet with your trusted insurance agency, review your current policies, and answer a few questions. Are you ready to ensure your family is fully protected with umbrella insurance in Illinois? Please contact our team at Green Family Insurance Inc. to schedule your appointment.